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Foreclosure




How to Avoid Foreclosures and Keep Your Home If you find yourself facing foreclosure you are not
alone. The housing boom has left many
homeowners in the situation. This brochure will help you understand your
options and give you tips on
how to avoid losing your home--regardless of what kind of mortgage you have.
If you need immediate help, call 888-995-HOPE or visit
www.995hope.org.

Credit Counceling  

Hud  A list of counseling agencies by state

NeighborWorks® America: Find a NeighborWorks® counseling organization in your community


Educate yourself before you buy about lending and mortgages & you may not find yourself facing
foreclosure

I have included some links here for you that will give you all the information you need to arm yourself before
speaking with a
mortgage broker or lender.

Let's start with the basics of
personal finance  MyMoney.gov.

Study the basics of personal finance at your own pace for free
FDIC's Money Smart program.

How to build good credit habits Freddie Mac's CreditSmart® program.

Learn how to make good financial decisions at
Credit-Power, an animated Web site with characters and real-life
scenarios

Learn about the
Fair Credit Reporting Act and Your Credit History


Learn the nine steps to buying a home www.hud.gov/buying/index.cfm


Shop for the best mortgage  www.federalreserve.gov/pubs/mortgage/mortb_1.htm


How To Avoid Predatory Lending  This brochure will educate you on predatory lending practices and gives you
tips on avoiding getting taken in.

Specialty (Nontraditional) Mortgages: What are the Risks and Advantages?
This brochure can help you determine what kind of home financing is best for you

Traditional Mortgages: Understanding Your Options This brochure explains that traditional fixed-rate
mortgages
and adjustable-rate mortgages

Learn About FHA Mortgages How to qualify for a FHA mortgage
Stop Home Foreclosure - If you are facing foreclosure its essential to get someone in your corner right away who understands the laws of your state. An expert who knows your rights and the assistance programs to save your home
Would You Like Foreclosure Listings Sent To You? Use The From Below And I'll Send Them To You
Your name:
Your email address:
Your phone number:
Area to search
separate with a
coma
Price Maximum, Price
Minimum, #
bedrooms, baths, and
any other features that
are required
I will be happy to find foreclosure listings that are
on the market for you but I do require that you
complete all of the information on the form.
Sally Morris
864.942.5011  
1.888.708.1117