If you are reading this it means you many be in trouble or know that you will soon be in trouble with your mortgage. I am sorry that this is the situation you have found yourself in and sincerely want to help you first to explore ways to keep your home and as a last resort help you to
avoid foreclosure by pursuing the short sale option.
Losing one's home is devastating. But it is also affects the neighborhood and the community. When a home goes in to foreclosure and is sold way
below market value it affects the value of every homeowner in that neighborhood and it affects the
property values of every home in the community.
Homeowners and buyers alike will be very much aware in the next years of what a huge role
short sales are going to play in the
changing real estate market. Homeowners are finding the changing economy will be putting more and more of them at risk of losing their most prized possession and loss of their credit worthiness and their purchasing power for many years if
they are
foreclosed on. They will lose their control over the lifestyle they have grown accustomed to and going from homeowner to renter is a big adjustment for anyone to make but with the advent of
Short Sales there is one more alternative to foreclosure, not as attractive as working with the lender to help you keep your home, there are options to pursue before
throwing in the towel and losing the home.
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I am not an attorney, tax or investment professional you should always seek advice on these matters from experts in this field.
If you are already working with another agent disregard this invitation
for agent representation. It is a violation of our Realtor Code f ethics
to solicit business away from a fellow professional.
Homeowners should always attempt to work with your lender before seeking to do a Short Sale
or allowing the lender to foreclose on your home.
If you are a homeowner and you are in trouble and want to know what options you have there is a form below to access the options available to you. If you have exhausted all your options with your lender to work it out you might qualify for the lender to approve a
Short Sale. Not every homeowner qualifies and not every agent is qualified to help you short sale your home. It is a highly specialized field and the agent you choose to work with needs to know what is involved in getting a short sale to a successful closing.
The agent should be a
certified short sale specialist or at least have extensive experience and knowledge of what is involved or you will not be successful. A short sale can be much less damaging to your credit and if your circumstances change you could be eligible to purchase another home in as little as 24 months when a foreclosure could keep you from owning home for
5 yrs or more. Would you like to know if you can qualify to do
Short Sale? Use the form below nd I'll send you information on who qualifies and what the lender will require from you to consider allowing short sale to take place.