What’s a Home Warranty?

A home warranty is a service contract, normally for one year, which helps protect home owners against the cost of unexpected covered repairs or replacement on their major systems and appliances that break down due to normal wear and tear. Coverage is for systems and appliances in good working order at the start of the contract.

Asking for a home warranty on the real estate purchase contract is something a buyer might want to consider. Some home sellers will offer one as part of the sale to set themselves apart from the competition.


The following items are a representation of what a home warranty might cover.

Check your home warranty policy to see which of the following items are covered. Also find out if the policy covers the full replacement cost of an item.

• Plumbing
• Electrical systems
• Furnace
• Water heater
• Heating ducts
• Water pump
• Dishwasher
• Garbage disposal
• Stove/cooktop/ovens
• Microwave
• Refrigerator
• Washer/dryer
• Swimming pool (may be optional)

This information is provided as a service for my readers and is not intended as an endorsement of any home warranty company.




Source: American Home Shield, www.ahswarranty.com, REALTOR® Benefits Partner

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